/* Aperian Insurance Solutions: Aperian's exact light palette, Sora display + Inter body. */
:root{
  --bg:#FFFFFF; --soft:#F5F7FA; --soft-2:#EEF2F8;
  --ink:#0A0D14; --ink-2:#2E3441; --muted:#5E6573;
  --blue:#0064FC; --blue-ink:#0052D6; --blue-soft:#E8F0FF; --blue-bright:#4D8DFF;
  --line:#E5E8EE; --line-2:#D6DAE2;
  --night:#05070D; --night-2:#0E121C; --night-line:rgba(255,255,255,.1); --night-muted:#AAB6CC;
  --ok:#0E9F6E; --ok-soft:#E3F7EE; --err:#C81E1E; --err-soft:#FDECEC;
  --f-display:"Sora",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-body:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --r:16px; --r-lg:24px; --r-sm:10px;
  --shadow:0 12px 32px -12px rgba(10,13,20,.18),0 2px 6px rgba(10,13,20,.05);
  --wrap:1200px;
  color-scheme:light;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--f-display);margin:0;text-wrap:balance;line-height:1.1;letter-spacing:-.02em}
p{margin:0}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;z-index:99;background:#fff;padding:10px 14px;border-radius:8px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:600;font-size:15px;padding:14px 26px;border-radius:999px;border:1.5px solid transparent;cursor:pointer;font-family:var(--f-body);transition:transform .15s,background .15s,border-color .15s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible{outline:3px solid var(--blue-bright);outline-offset:2px}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-ink)}
.btn-white{background:#fff;color:var(--ink)}
.btn-outline-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.btn-outline-white:hover{background:#fff;color:var(--ink);border-color:#fff}
.btn .arrow{transition:transform .15s}
.btn:hover .arrow{transform:translateX(3px)}
section{padding-block:clamp(60px,8vw,104px)}
.sec-head{display:grid;gap:12px;max-width:700px;margin:0 auto clamp(36px,5vw,56px);text-align:center}
.sec-head h2{font-size:clamp(28px,4vw,42px)}
.sec-head p{color:var(--muted);font-size:17px}

/* top bar + nav */
.topbar{background:var(--night);color:#fff;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px;flex-wrap:wrap;padding-block:6px}
.topbar b{font-weight:600;color:var(--blue-bright)}
.topbar .tag{color:var(--night-muted)}
.nav{position:sticky;top:0;z-index:20;background:var(--bg);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:74px}
.logo{display:flex;align-items:center;gap:12px}
.logo img{height:34px;width:auto}
.logo .sub{font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);border-left:1px solid var(--line-2);padding-left:12px;line-height:1.2}
.menu{display:flex;gap:28px;align-items:center;font-weight:500;font-size:15px;color:var(--ink-2)}
.menu a:hover{color:var(--blue)}
.nav-cta{display:flex;gap:10px;align-items:center}
.nav-cta .btn{padding:11px 20px;font-size:14px}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line-2);border-radius:10px;background:none;cursor:pointer;color:var(--ink);font-size:18px}
.mnav{display:none;border-top:1px solid var(--line);background:var(--bg)}
.mnav.open{display:block}
.mnav ul{list-style:none;margin:0;padding:8px 0}
.mnav a{display:block;padding:12px max(16px,env(safe-area-inset-left,0px));font-weight:600}
@media (max-width:900px){.menu{display:none}.burger{display:inline-grid;place-items:center}}
@media (max-width:520px){.logo .sub{display:none}.nav-cta .btn{padding:10px 14px}}

/* hero */
.hero{position:relative;overflow:hidden;color:#fff;text-align:center;padding-block:clamp(84px,12vw,150px);background:linear-gradient(115deg,var(--night) 0%,#07204F 45%,var(--blue) 100%)}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 80% 20%,rgba(77,141,255,.35),transparent 60%),repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 2px,transparent 2px 28px);pointer-events:none}
.hero .wrap{position:relative;display:grid;gap:22px;justify-items:center}
.hero .eyebrow{color:#fff;opacity:.85}
.hero h1{font-size:clamp(40px,6.6vw,76px);font-weight:800;max-width:16ch}
.hero p{font-size:clamp(17px,2vw,21px);max-width:60ch;color:rgba(255,255,255,.9)}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}
.hero-note{font-size:14px;color:rgba(255,255,255,.75)}
.hero-note b{color:#fff}

/* different: comparison */
.compare{border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow)}
.crow{display:grid;grid-template-columns:1fr 1fr}
.crow > div{padding:20px 26px;display:flex;gap:12px;align-items:flex-start;min-width:0}
.crow + .crow > div{border-top:1px solid var(--line)}
.crow > div:first-child{background:var(--soft);color:var(--muted)}
.crow > div:last-child{background:var(--bg);color:var(--ink);font-weight:500}
.crow.head > div{font-family:var(--f-display);font-weight:700;font-size:16px;color:var(--ink)}
.crow.head > div:last-child{background:var(--blue);color:#fff}
.x,.ck{flex:none;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-size:12px;font-weight:700;margin-top:1px}
.x{background:var(--err-soft);color:var(--err)}
.ck{background:var(--ok-soft);color:var(--ok)}
@media (max-width:640px){.crow > div{padding:16px}.crow.head > div{font-size:14px}}

/* lead types */
.soft{background:var(--soft)}
.types{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.type{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:30px 20px;display:grid;gap:12px;justify-items:center;text-align:center;align-content:start;min-width:0;box-shadow:var(--shadow)}
.type .ic{width:60px;height:60px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center}
.type h3{font-size:17px;text-transform:uppercase;letter-spacing:.04em}
.type p{font-size:14px;color:var(--muted)}
@media (max-width:1000px){.types{grid-template-columns:repeat(3,1fr)}}
@media (max-width:640px){.types{grid-template-columns:1fr 1fr}}
@media (max-width:420px){.types{grid-template-columns:1fr}}

/* values */
.values{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.value{display:grid;gap:10px;align-content:start;padding:26px 22px;border-top:3px solid var(--blue);background:var(--bg)}
.value h3{font-size:19px}
.value p{color:var(--muted);font-size:15px}
@media (max-width:960px){.values{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.values{grid-template-columns:1fr}}

/* cta band */
.cta{background:var(--night);color:#fff;text-align:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 320px at 50% 110%,rgba(0,100,252,.45),transparent 70%);pointer-events:none}
.cta .wrap{position:relative;display:grid;gap:20px;justify-items:center;max-width:820px}
.cta h2{font-size:clamp(30px,4.5vw,46px)}
.cta p{color:var(--night-muted);font-size:17px;max-width:60ch}
.promise{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue-bright)}
.promise span+span::before{content:"•";margin-right:14px}
.cta-ctas{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}

/* page header for inner pages */
.phead{background:linear-gradient(115deg,var(--night) 0%,#07204F 60%,var(--blue-ink) 100%);color:#fff;padding-block:clamp(48px,7vw,80px)}
.phead .wrap{display:grid;gap:12px}
.phead h1{font-size:clamp(32px,5vw,52px)}
.phead p{color:rgba(255,255,255,.85);font-size:18px;max-width:60ch}

/* contact */
.contact{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,6vw,72px);align-items:start}
.contact-side{display:grid;gap:22px}
.contact-side h2{font-size:24px}
.contact-side .item b{display:block;font-weight:600}
.contact-side .item span{color:var(--muted)}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:12px;counter-reset:s}
.steps li{display:grid;grid-template-columns:28px 1fr;gap:12px;color:var(--ink-2)}
.steps li::before{counter-increment:s;content:counter(s);width:28px;height:28px;border-radius:50%;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font-weight:700;font-size:13px}
.form{border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,4vw,34px);display:grid;gap:16px;box-shadow:var(--shadow);min-width:0}
.form h2{font-size:22px}
.form .intro{color:var(--muted);font-size:14px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:grid;gap:6px;font-size:13px;font-weight:600;color:var(--ink-2);min-width:0}
.field input,.field select,.field textarea{font:inherit;font-size:15px;font-weight:400;padding:12px 14px;border:1px solid var(--line-2);border-radius:var(--r-sm);background:var(--bg);color:var(--ink);width:100%;min-width:0}
.field textarea{min-height:96px;resize:vertical}
.field .err{color:var(--err);font-weight:500;font-size:12px;min-height:0}
.field input[aria-invalid="true"]{border-color:var(--err)}
fieldset.field{border:0;padding:0;margin:0}
fieldset.field legend{padding:0;margin-bottom:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line-2);border-radius:999px;padding:8px 13px;font-size:14px;font-weight:500;cursor:pointer}
.chips input{accent-color:var(--blue)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:var(--muted);font-weight:400;line-height:1.5}
.consent input{margin-top:3px;accent-color:var(--blue);flex:none}
.consent a{color:var(--blue);text-decoration:underline}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form .btn{width:100%}
.status{display:none;border-radius:var(--r-sm);padding:12px 14px;font-size:14px;font-weight:500}
.status.show{display:block}
.status.error{background:var(--err-soft);color:var(--err)}
.tiny{font-size:12px;text-align:center;color:var(--muted)}
@media (max-width:860px){.contact{grid-template-columns:1fr}.row{grid-template-columns:1fr}}

/* thank you */
.ty{text-align:center;display:grid;gap:18px;justify-items:center;max-width:640px;margin:0 auto}
.ty .ck{width:64px;height:64px;font-size:28px}
.ty h1{font-size:clamp(32px,5vw,48px)}
.ty p{color:var(--muted);font-size:17px}

/* footer */
footer{background:var(--night);color:var(--night-muted);padding-block:56px 32px;font-size:14px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}
.fgrid h4{font-family:var(--f-body);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#fff;margin-bottom:14px}
.fgrid ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.fgrid a:hover{color:#fff}
.fbrand img{height:58px;width:auto;margin-bottom:16px}
.fbrand p{display:grid;gap:4px}
.fbrand b{color:#fff;font-weight:600}
.fbot{border-top:1px solid var(--night-line);margin-top:40px;padding-top:22px;display:grid;gap:12px;font-size:12px}
.fbot .legal{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.fbot a:hover{color:#fff}
@media (max-width:900px){.fgrid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.fgrid{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* legal pages (text carried over unchanged from the previous site) */
.page-hero{background:linear-gradient(115deg,var(--night) 0%,#07204F 60%,var(--blue-ink) 100%);color:#fff;padding-block:clamp(44px,6vw,72px)}
.page-hero .wrap{display:grid;gap:10px}
.page-hero h1{font-size:clamp(30px,4.6vw,46px)}
.page-hero .lead{color:rgba(255,255,255,.85)}
.crumbs{font-size:13px;color:rgba(255,255,255,.7)}
.crumbs ol,.crumbs ul{list-style:none;display:flex;gap:8px;margin:0;padding:0}
.crumbs li+li::before{content:"/";margin-right:8px;opacity:.6}
.crumbs a{color:#fff}
.prose{max-width:780px;color:var(--ink-2)}
.prose h2{font-size:24px;margin:36px 0 12px;color:var(--ink)}
.prose h3{font-size:18px;margin:24px 0 8px;color:var(--ink)}
.prose p,.prose ul,.prose ol{margin:0 0 14px}
.prose li{margin-bottom:6px}
.prose a{color:var(--blue);text-decoration:underline}
.prose table{border-collapse:collapse;width:100%;margin:0 0 16px;font-size:14px}
.prose th,.prose td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.prose .table-wrap,.prose figure{overflow-x:auto}